Loan Options for
Real-World Borrowers.
From first-time buyers to complex income scenarios, AFN supports a wide range of home loan programs—backed by agency approvals and guided by experienced professionals.
Fannie Mae • Freddie Mac • Ginnie Mae Approved
Find Your Loan Program
Choose from our comprehensive range of mortgage programs, each designed for real-world borrower situations.
Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
We also support programs that fit less-common situations.
Down Payment Assistance
Programs that reduce upfront cash requirements for eligible buyers. Grants and second-lien options layered with FHA, VA, or conventional.
Specialty Programs
Tailored solutions for unique or non-traditional borrower situations, including physician, manufactured, portfolio, and construction paths.
Not sure which loan applies to you?
You don't need to pick a loan type. Start with your goals and situation—we'll help guide the rest.
Designed to handle complexity with the stability of agency oversight.